Chase Sapphire Preferred: Flexible Points for Travel and Dining
The Chase Sapphire Preferred Card is designed to reward individuals who frequently engage in travel and dining by providing an exceptional earning rate of 2X points on these specific categories. Furthermore, it enhances the value of travel redemptions by adding an additional 25% more when used through the Chase Ultimate Rewards portal. This added value makes it more advantageous for cardholders to utilize their accumulated points for travel-related rewards. Additionally, the card offers the flexibility of point transfers to a wide range of travel partners, allowing users to maximize their rewards based on personal preferences and loyalty programs. Apart from these benefits, the card is also appealing to international travelers, as it does not charge any foreign transaction fees on purchases made outside of the country, ensuring more savings and ease of use when spending abroad.
By: Alicia Sierra – Credit Specialist
Earn 2X points on all travel and dining purchases with the Chase Sapphire Preferred® Card. Whether you're booking a weekend flight, staying in a hotel, dining out, or ordering food delivery, every eligible transaction earns double rewards. This includes public transportation, taxis, rideshares, and more—so even your daily commute can help you earn faster. It’s the perfect benefit for food lovers and travel enthusiasts alike, turning everyday moments and special adventures into valuable points that can be redeemed for travel and more.
Get more from your points when you redeem them through Chase Ultimate Rewards®. Each point is worth 25% more when applied to travel bookings—so 60,000 points become $750 toward flights, hotels, car rentals, and more. This elevated redemption rate helps your rewards go further, giving you more flexibility and greater value for every dollar you’ve earned. It’s an especially attractive benefit for travelers who want to stretch their rewards without sacrificing quality, and it makes Chase’s platform one of the most powerful for smart redemptions.
Enjoy unmatched flexibility by transferring your points to Chase’s network of over a dozen airline and hotel loyalty programs, often at a 1:1 ratio. Partners include major names like United, Southwest, JetBlue, Hyatt, and Marriott, allowing you to use your rewards in the programs you already know and trust. This feature empowers savvy travelers to take advantage of limited-time deals, upgrade opportunities, and award redemptions that may offer even more value than booking through traditional platforms. It’s perfect for those who want full control over their rewards.
The Chase Sapphire Preferred® Card charges no foreign transaction fees, which means you can use it internationally without worrying about additional costs. Whether you're shopping in Europe, dining in Asia, or booking experiences in South America, you’ll avoid the typical 3% surcharge that many cards add to international purchases. This makes the card ideal for frequent travelers, digital nomads, and anyone who wants to explore the world without unnecessary expenses. Enjoy global freedom while keeping your travel budget focused on what matters.
Why Choose the Chase Sapphire Preferred Card?
The Chase Sapphire Preferred® Card is a top choice for travelers and food lovers who want to maximize the value of their everyday spending. You’ll earn 2X points on dining and travel purchases, plus 1X point on everything else. When redeemed through Chase Ultimate Rewards®, your points are worth 25% more—turning 40,000 points into $500 toward travel. This added value makes it a strong option for planning trips, booking flights, or reserving hotels. You can also transfer your points to over a dozen leading airline and hotel loyalty programs, giving you even more flexibility. With a balance of solid earning potential and premium redemption options, this card is ideal for travel-focused cardholders.
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What is the annual fee?
The Chase Sapphire Preferred Card has an annual fee of $95.
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What is the points rate on travel and dining?
You earn 2X points on travel and dining purchases.
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Can points be transferred to travel partners?
Yes, points can be transferred to airline and hotel partners through Chase Ultimate Rewards.
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Does the card have foreign transaction fees?
No, there are no foreign transaction fees.
How to Apply for the Chase Sapphire Preferred Card
To apply for the Chase Sapphire Preferred® Card, visit Chase’s official website and complete the secure online application. You’ll need to provide personal details, including your name, address, annual income, and Social Security number. The process is user-friendly and typically results in a decision within minutes. If approved, your card will be mailed to you shortly, and you’ll be able to activate it and start earning rewards on travel and dining purchases. With 2X points in these categories, plus a 25% redemption bonus through Chase Ultimate Rewards®, you can quickly accumulate valuable rewards. This card is ideal for those who want a simple yet powerful way to earn points on experiences they love.