Chase Sapphire Preferred: Flexible Rewards for Travel and Dining
The Chase Sapphire Preferred Card offers an attractive rewards structure, granting cardholders double points on both travel and dining purchases, which can accumulate quickly for those who frequently spend in these categories. Additionally, when you redeem your points for travel through Chase Ultimate Rewards, you benefit from a 25% increase in their value, making your rewards go even further. Moreover, this card allows for flexible point transfers to various travel partners, enabling you to maximize their potential value, and it includes the advantage of no foreign transaction fees, making it an excellent choice for international travelers looking to save on their overseas expenditures.
By: Alicia Sierra – Credit Specialist
With the Chase Sapphire Preferred® Card, you earn 2X points on all travel and dining purchases—whether you're booking flights, staying at a hotel, or enjoying a meal out. This benefit covers everything from local restaurants and food delivery services to rideshares and public transportation. It’s designed to reward you for the things you enjoy most while also helping you build a strong points balance quickly. From everyday spending to global adventures, these double points help you get closer to your next big redemption faster.
When you redeem your points through Chase Ultimate Rewards®, you get 25% more value—making your rewards stretch further. For example, 60,000 points are worth $750 toward travel rather than the usual $600. This elevated value applies to bookings for flights, hotels, car rentals, and more, directly through the Chase Ultimate Rewards portal. It’s a powerful way to unlock additional value from your everyday spending. Whether you’re planning a family trip or a quick getaway, your points will go further when used for travel.
Take your rewards even further by transferring your Chase Ultimate Rewards® points to over a dozen airline and hotel loyalty programs. Partners include United, Southwest, JetBlue, Marriott, Hyatt, and many others. Transfers are typically at a 1:1 ratio, giving you the flexibility to book award flights or hotel stays directly with travel brands you already use and trust. This feature is ideal for savvy travelers who want to maximize point value through strategic redemptions and who prefer booking within specific loyalty ecosystems.
The Chase Sapphire Preferred® Card lets you use your card confidently abroad with no foreign transaction fees. Whether you're dining in Paris, shopping in Tokyo, or booking tours in South America, you won’t be charged extra for making purchases in other currencies. This benefit makes the card ideal for international travelers, digital nomads, and frequent flyers looking to save money and simplify their spending while abroad. Every swipe counts, and with no extra costs, your budget stays focused on your experience—not on fees.
Why Choose the Chase Sapphire Preferred Card?
The Chase Sapphire Preferred® Card is an excellent choice for those who love to travel and dine out. You’ll earn 2X points on dining and travel purchases, along with 1X point on all other expenses. When you redeem points through Chase Ultimate Rewards®, they’re worth 25% more—turning 20,000 points into $250 toward travel. This boost adds significant value for frequent travelers. Additionally, you can transfer your points at a 1:1 ratio to leading airline and hotel partners, giving you even more flexibility and premium redemption options. With strong earning potential, flexible reward use, and travel-friendly perks, the Chase Sapphire Preferred® Card makes it easier to turn daily spending into future adventures.
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What is the annual fee for the Chase Sapphire Preferred Card?
The card has a $95 annual fee.
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What is the points multiplier on travel and dining?
Earn 2X points on all travel and dining purchases.
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Can points be transferred to travel partners?
Yes, points can be transferred to multiple airline and hotel partners through Chase Ultimate Rewards.
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Does the card charge foreign transaction fees?
No, there are no foreign transaction fees on this card.
How to Apply for the Chase Sapphire Preferred Card
Applying for the Chase Sapphire Preferred® Card is simple and can be done online in just a few steps. Visit Chase’s official website and fill out the secure application form by providing your name, contact details, income, and Social Security number. The process typically results in a quick decision, and once approved, you’ll receive your card in the mail. You can start earning rewards immediately after activation by using the card for travel, dining, and other purchases. With valuable bonus categories, enhanced redemption value through Chase Ultimate Rewards®, and premium transfer options, this card is a strong addition to any wallet—especially for those who enjoy maximizing points for travel experiences.