Discover It® Cash Back: 5% Rewards on Rotating Categories and Cash Back Match
The Discover It® Cash Back Card offers 5% cash back on rotating categories and 1% on other purchases, with no annual fee and a Cash Back Match at the end of the first year, doubling your earnings.
By: Alicia Sierra – Credit Specialist
5% Cash Back on Rotating Categories
Earn 5% cash back on changing categories each quarter, such as groceries, gas, and restaurants, on up to $1,500 in spending.
1% Cash Back on All Other Purchases
Get unlimited 1% cash back on all other purchases, ensuring continuous rewards on all spending.
First-Year Cash Back Match
Discover will automatically match all cash back you earn at the end of your first year, effectively doubling your rewards.
No Annual Fee
Enjoy all these benefits with no annual fee, keeping more of your rewards in your account.
Why Choose the Discover It® Cash Back Card?
The Discover It® Cash Back Card provides significant rewards flexibility with 5% cash back on rotating categories and 1% on all other purchases. With Discover’s Cash Back Match at the end of the first year, your earnings are doubled, maximizing value with no annual fee.
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Is there an annual fee for the Discover It Cash Back Card?
No, this card has no annual fee.
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How does the 5% cash back work?
You earn 5% cash back on select rotating categories each quarter, up to $1,500 in combined purchases with activation.
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What is the Cash Back Match?
Discover will match all the cash back you earn in your first year, effectively doubling your rewards with no cap.
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Do rewards expire?
No, your cash back rewards never expire as long as your account is open and in good standing.
How to Apply for the Discover It® Cash Back Card
Apply online through Discover’s website by filling in your personal information. Approval decisions are generally quick, allowing you to start earning rewards right away.