Discover it® Chrome
Fuel up and dine out smarter
By: Zienic
2% Cashback on Gas and Restaurants
Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter.
1% Cashback on All Other Purchases
Automatically earn 1% cash back on everything else—no activation or categories to track.
Unlimited Cashback Match
Discover will automatically match all the cash back you’ve earned at the end of your first year—no limit, no catch.
$0 Annual Fee + Flexible Redemption
Enjoy perks without paying to play. Plus, redeem your cashback anytime, in any amount.
Why the Discover it® Chrome Deserves a Spot in Your Wallet
The Discover it® Chrome Credit Card is all about rewarding your everyday life—especially if you drive often or love eating out. With 2% cashback at gas stations and restaurants (up to $1,000 in combined purchases quarterly), it makes those routine stops a little more rewarding. All other purchases earn 1% cashback automatically, so you’re still racking up rewards even when you’re not fueling up or grabbing a bite. One of the most attractive features? Discover’s Cashback Match—whatever you earn in your first year gets automatically doubled. If you make $150 in cashback, Discover turns it into $300.
-
Is there an annual fee for the Discover it® Chrome card?
No, the card comes with a $0 annual fee—so you can earn rewards without paying just to carry it.
-
Does the Cashback Match apply every year?
No, the Cashback Match is a one-time offer for your first year as a cardmember only.
-
What credit score is needed to qualify?
You’ll generally need a fair to good credit score, typically around 670 or higher.
-
Can I redeem cashback anytime?
Yes! You can redeem any amount of cashback at any time, with no minimums.
-
Does the 2% cashback apply automatically?
Yes, the 2% cashback at gas stations and restaurants is automatic, up to $1,000 combined each quarter.
How to Apply for the Discover it® Chrome Card
Getting your hands on the Discover it® Chrome is easy and entirely online. To start, head over to Discover’s official website and navigate to the credit card section. Once there, select the Chrome card and click on “Apply Now.” You’ll be asked to fill in some standard personal and financial information like your income, employment details, and Social Security number. The online application process typically takes just a few minutes, and many applicants receive a decision almost instantly. If you’re approved, you’ll get your card in the mail within 7–10 business days. What’s cool is that you can also check if you’re pre-approved without impacting your credit score. That soft pull won’t hurt your credit but gives you an idea of your chances. Discover’s application page is user-friendly, secure, and transparent. They even show you what kind of credit you’ll likely need to qualify—usually fair to good credit (around 670+ is a safe range). And if you’re new to credit, Discover is known for being a solid starter issuer with great customer service. In short: apply online, get quick feedback, and start earning cashback where it counts. Simple, fast, and designed to get you going without the hassle.